“Mutt” and “mongrel” have long had negative connotations, but there’s no need to turn one’s nose at mixed breed dogs. Dogs of any kind, regardless of lineage, can be cherished companions who offer years of tireless love and affection. In fact, mutts have gained steam as dogs of choice thanks to new, more trendy monikers, such as “designer dogs” or “cross-bred pups.” In addition, many well-recognized purebreed dogs popular today were likely once amalgams of

Successful financial plans often begin with the creation of a budget. A budget is an estimate of income and expenses in a given period of time. Budgets help with long-term goals like paying off a mortgage or sending a child to college as well as short-term goals like financing a dream vacation. Not all budgets are alike, and when people hear the word “budget,” they may get apprehensive. Budgeting may require making some concessions in

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  by, Kim Shiver, M.Ed, Speaker, Communications Strategist & instructional Design Consultant Have you ever been in a meeting that seemingly went on forever? One where people rambled incessantly on a variety of topics. You had no idea why you were there, and nothing got done. In business, and in life, there are times you may be called on to run a meeting. The challenge is that most people were never taught you how to

Millions of men and women serve in the military and make the sacrifices that such service requires. Risking their lives to serve their countries, veterans sometimes endure mental and physical trauma, returning home to face uphill battles as they deal with their injuries. Many veterans in need are not just in need of medical attention. Learning that their efforts and sacrifices are recognized and appreciated by the ordinary citizens they protect can make a world