High consumer debt can compromise individuals’ financial futures and have an adverse effect on their overall health. Debt has long been an issue that threatens individuals’ well-being, but the good news is that certain debts seem to be on the decline. Read More …
Successful financial plans often begin with the creation of a budget. A budget is an estimate of income and expenses in a given period of time. Budgets help with long-term goals like paying off a mortgage or sending a child to college as well as short-term goals like financing a dream vacation. Not all budgets are alike, and when people hear the word “budget,” they may get apprehensive. Budgeting may require making some concessions in Read More …
