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by, Kim Shiver, M.Ed, Speaker, Communications Strategist & instructional Design Consultant As we pass Thanksgiving in November and move into the December holidays, it’s a time where gratitude and giving thanks for those around us becomes present in our minds. The reality is that if we add more frequent even daily doses, of gratitude in our lives, we can communicate better and create deeper connections with those around us. What is Gratitude? While people sometimes

“Mutt” and “mongrel” have long had negative connotations, but there’s no need to turn one’s nose at mixed breed dogs. Dogs of any kind, regardless of lineage, can be cherished companions who offer years of tireless love and affection. In fact, mutts have gained steam as dogs of choice thanks to new, more trendy monikers, such as “designer dogs” or “cross-bred pups.” In addition, many well-recognized purebreed dogs popular today were likely once amalgams of

Successful financial plans often begin with the creation of a budget. A budget is an estimate of income and expenses in a given period of time. Budgets help with long-term goals like paying off a mortgage or sending a child to college as well as short-term goals like financing a dream vacation. Not all budgets are alike, and when people hear the word “budget,” they may get apprehensive. Budgeting may require making some concessions in

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